Sod’s Law and Banking

In January, I got a cheque from the tax man (and that’s not something we can say very often). Interest earned on a bill I’d paid a few days before its due date, it didn’t amount to much – slightly less than £10 in total. Not wanting to lose too much in bank charges, I held off from paying it into my account, hoping for another one to keep it company and make the transaction worthwhile. Of course, these days very few people use cheques, so none arrived. Finally yesterday, with the six-month deadline looming, I gave in and deposited it. Returning from my visit to the bank, what did I find in the post, but a cheque for just over £10 – this time a refund from BA for a fuel overcharge on a flight taken some years ago. So now I’m back to square one. Sod’s Law is alive and kicking.

Also on the subject of banks, I see in the news that borrowers are not getting a fair deal from our financial institutions. Enquiring yesterday about interest rates from the Treasury department of a well-known High Street bank, I was quoted 0.01%. I’m not sure savers are getting a fair deal either. Have our banking friends learned nothing?

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By Elizabeth Ducie

Elizabeth Ducie was a successful international manufacturing consultant, when she decided to give it all up and start telling lies for a living instead.

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